Senior Citizen Health Insurance
Senior Citizen Health Insurance is a medical insurance policy that offers medical coverage to individuals between the age group of 60 and 75 years. Some of the unique benefits of senior citizen mediclaim policy include cashless hospitalization cover, daycare expenses, pre-existing and disease cover.
As per the IRDAI regulations, every health insurance provider now offers coverage to individuals, up to the age of 65 years. These updated guidelines help individuals to get coverage at later stages of their life. Moreover, the insurers allow the policyholders to switch insurers if they’re not satisfied with their current insurance provider. There is no dearth of insurance providers for elderly people in India. However, the challenge is to choose the right senior citizen health insurance plan.
Senior Citizen Health Insurance Coverage
- Donor expenses covered up to Sum Insured
- Domestic Air Ambulance cover up to 10% of Sum Insured
- Alternate Treatment5 covered up to 10% of Sum Insured
- Declared and accepted pre-existing diseases are covered after a waiting period of 2 years
- 20% co-payment applicable in each and every claim.
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